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Have your wife/significant-other asked you to….

Laff, when gas touched $5 a gallon my wife insisted I sell my 4x4.

So i bought my fz. Gas and it's payment is still cheaper than 2 fill-ups in the Pathfinder. And I get to keep my self-respect, see there's always a silver lining :)
 
I don't finance either of my bikes (nor will I when I get my 3rd bike), nor the truck / cars in the house. I like to pay it in cash, if I want it, I made damn well sure I worked and saved enough to buy it. So its never a 'requirement' for me to sell it because the monthly payments are too high or something like that ... my insurance rates just dropped recently as well so that cut monthly expenses. I don't think I could ever sell a bike because we needed the money, we need the money we'll save it off someting else, sure if needed I can shelve a bike for a year and keep one active on the insurance list but I'm not 'needing' to sell it ...

doesn't anyone else have savings that they can dip into in rough times? I always try to keep a safety net under us incase we lose jobs or something. I've got 2 safety nets, the first is my 'rainy day' fund and the other is investments that can easily be turned into cash ... after taking out the dollars for my monthly needs, food, gas, insurance, phones, etc. etc. (all those neccessity per month fees). I'm left wth a bunch, I take out our "buying" money (thats money that I know we're going to spend in a month just buying random things). Then I take another good chunk per month and put it into a savings account I call my 'rainy day fund'. I use it for if the car needs tires, new windshield, bike needs tires, etc. the account fluctuates up and down, if it's not touched for a while and it starts to accumulate to a few grands then I'll take a chunk out and put it towards retirement / investments ... I think we have enough to survive on for about 6 months if no one in the house was working... I think I'd go insane without safety nets...

I hope to someday be in your situation, but not everyone has the luxury of saving up a "few grand". A couple years ago Rob and I were both laid off and without jobs, between the two of us for about 4 months. It ate up most of both of our savings, and when we did find jobs they were better jobs but at least a 50% pay cut (mine was a little more than that). We went from living very comfortably to living very tightly, and then I had to quit my job to complete my internship. During that time, we kept our bikes, which had payments, but if we had decided to sell we would have been upside down on both, as they were both fairly new at the time.

You seem very judgmental about those of us who live paycheck to paycheck without thinking that perhaps it is not entirely our choice....
 
Re: Have your wife/significant-other asked you to….

Money is a lot tighter than it's been, hence the bike. Cost of ownership is much chaper than just about any car, financially keeping the bike makes sense.

I did have to part with my audi ... couldn't afford to use it to work and back, could even afford to fill the tank :eek:

Bike will STAY :rockon:
 
I don't finance either of my bikes (nor will I when I get my 3rd bike), nor the truck / cars in the house. I like to pay it in cash, if I want it, I made damn well sure I worked and saved enough to buy it. So its never a 'requirement' for me to sell it because the monthly payments are too high or something like that ... my insurance rates just dropped recently as well so that cut monthly expenses. I don't think I could ever sell a bike because we needed the money, we need the money we'll save it off someting else, sure if needed I can shelve a bike for a year and keep one active on the insurance list but I'm not 'needing' to sell it ...

doesn't anyone else have savings that they can dip into in rough times? I always try to keep a safety net under us incase we lose jobs or something. I've got 2 safety nets, the first is my 'rainy day' fund and the other is investments that can easily be turned into cash ... after taking out the dollars for my monthly needs, food, gas, insurance, phones, etc. etc. (all those neccessity per month fees). I'm left wth a bunch, I take out our "buying" money (thats money that I know we're going to spend in a month just buying random things). Then I take another good chunk per month and put it into a savings account I call my 'rainy day fund'. I use it for if the car needs tires, new windshield, bike needs tires, etc. the account fluctuates up and down, if it's not touched for a while and it starts to accumulate to a few grands then I'll take a chunk out and put it towards retirement / investments ... I think we have enough to survive on for about 6 months if no one in the house was working... I think I'd go insane without safety nets...

I would love to be in a position to save a few grand, but with my current job, it is just not possible. Am I complaining? No. I have a job that is not going to go away and for now, it pays the bills and allows me to still have fun on occasion. I would love to be making what I was six years ago, but that company went under, so I had to find a job. The job market here in WI is awful, many jobs are leaving, and even more are on temporary layoffs. I have a friend who is a CNC machinist who has been on temporary layoffs for close to two months now, there is just simply no work. There are people in far worse situations than I am, therefore I am grateful.:Flash:
 
Having the bike makes better economical sense. Cheaper to run and insure.
My wife and I have only ever sold one bike:(. This was to pay for the deposit for our first home together.
In 2006 Avril brought me the FZ6 (in cash) so I am lucky not to have any payments.
It has already been stated earlier, but the five years that I didn't have a bike I really missed it. I hope that I am always in a position to be able to ride.

Chiller has mentioned safety nets,
We have used our safety net when my wife was pregnant for three years.
I allowed Avril to be a full time stay at home mum. For this we have no regrets.:thumbup:
Like many of you we live form cheque to cheque, we are slowly building our net again and we always ensure we save for things like birthdays and x-mas.

Nelly
 
I hope to someday be in your situation, but not everyone has the luxury of saving up a "few grand". A couple years ago Rob and I were both laid off and without jobs, between the two of us for about 4 months. It ate up most of both of our savings, and when we did find jobs they were better jobs but at least a 50% pay cut (mine was a little more than that). We went from living very comfortably to living very tightly, and then I had to quit my job to complete my internship. During that time, we kept our bikes, which had payments, but if we had decided to sell we would have been upside down on both, as they were both fairly new at the time.

You seem very judgmental about those of us who live paycheck to paycheck without thinking that perhaps it is not entirely our choice....


I didn't mean to sound judgemental at all. So if I came across that way I apologize. I'm just curious about all the comments on 'needing to sell a bike' to get rid of the payments or for the cash ... We initially did the paycheck to paycheck thing, I think everyone does at some point and obviously I don't think anyone likes it. Bared down and started the first safety nets, nothing was bought new (with the exception of the bike 4 years ago) everything was bought used to cut costs. I've still not 'owned' a brand new car, yet...
 
I didn't mean to sound judgemental at all. So if I came across that way I apologize. I'm just curious about all the comments on 'needing to sell a bike' to get rid of the payments or for the cash ... We initially did the paycheck to paycheck thing, I think everyone does at some point and obviously I don't think anyone likes it. Bared down and started the first safety nets, nothing was bought new (with the exception of the bike 4 years ago) everything was bought used to cut costs. I've still not 'owned' a brand new car, yet...
New cars are a waste of money IMHO, unless you plan on keeping it until the wheels are driven off of it lol.

Nelly
 
As previously mentioned... I ran out of cash for the wedding etc. in December. My 'so-fast-you-don't-see-it-anymore' BLACK FZ6 S2 was bought cash and that was where I could first get $ again. She was furious (a little) because I didn't tell her and she liked the biking stuff just as much, even though only as pillion for now - we both were new to motorcycles - and my first choice was a FZ6, how lucky could I be to get on a FZ6 as my first bike.

I'll get on 2 again soon - probably a FZ6R (ya, ya sorry...I know, Ive read the threads, but there was no proper test report yet...)

See what I've gained though...worth it !!!
 
She's not really mentioned it, since the gas savings over driving my truck are paying for it. She also knows that I wouldn't be without it long before I bought another one :D
 
I sold my Ducati Monster to buy a house. The girl I was dating at the time knew how much it tore me up to do it. Two years later we were married. She bought me my FZ6 as a wedding present (it's way more comfortable for her as a pillion). I think I'll keep her for a while...
 
A man of my own blood!!! '67 cobra all the way!!! What powerplant? 427 and I'll cry...

No 427! I went the more affordable route in both initial cost and maintenance, I am running a 302 punched out 30 over. With the setup i'm using it should put out around 280-300 hp at the wheels, more than plenty for a 2200 lb car.
 
A couple of years ago, my darling wife mentioned something about my motorcycles costing so much, that I should get rid of one of them. After thinking for a short while, I conceded"Yes motorcycling is very expensive".
I think I'll get rid of one of them and start fishing. Of course, I need a boat and motor, and a trailer. The car shouldn't pull this big boat, so I'll need a new truck/SUV. Plus all the different rods and reels, and the lures. Yeah, I think that motorcyles are just too expenseive, I'm going to give up motorcycles and start fishing. Guess when I've heard that comment :rockon:agian??
 
This is mentioned more or less when we go and visit relatives but not really as a money saving scheme.
I have told her in no uncertain terms that the bike will not be considered for selling off.

She always asks me what I see in the bike and I tell her its the FREEDOM babe.
 
I sold my Ducati Monster to buy a house. The girl I was dating at the time knew how much it tore me up to do it. Two years later we were married. She bought me my FZ6 as a wedding present (it's way more comfortable for her as a pillion). I think I'll keep her for a while...

Does she have a sister?
 
My wife wouldn't suggest this at all. She rides and has her own bike. We do own both of them outright though so a sale would mean money for whatever the need might be. BUT, it would be the last thing I'd sell off. I'd give up cable, internet, TV, stereo, Wii, PS3, etc... before the bike goes.

We don't have a safety net at the moment. We are both very comfortable with our jobs and the companies we work for so... We're paying down all possible debt since the interest on that is more than we can make on investments. We're also not incurring new debt. Once this all shakes out, we're going to be able to throw out ALL credit, have a continually growing nest egg to compliment our retirement plans, and be able to pay cash for all future needs.

I'm done with credit and paying others later for treasures I want now. 3 years from now, that will be a reality instead of a dream.

Some people had to eat up all their nest egg just to survive the crunch we live in today. I've been there in the past and it isn't a comfortable place to be. I'm doing what I can to avoid that in the future.
 
I had the "you bought a new bike":spank: treatment so ended up sending her on a cruise to Mexico.....Oh well maybe she will meet Juan the pool boy and I can then get my new K1300S BMW:thumbup::thumbup:LOL
 
Ya know, my wife will not even BEGIN to THINK about approaching THAT topic. Here's why:

I grew up riding motorcycles with my dad. Dirtbikes mostly, but they were fun as hell and its where I fell in love with it. My first bike was this little Yamaha DT100 enduro that I rebuilt with my dad dang near from scratch. Most people talk about a basket case bike, well this litterally came inside a milk crate and a basket.

2nd bike was another Yamaha, this time IT175. Oh these bikes were awesome back in the day. I had that one from the time I was about 13/14 yrs old, until the day I re-enlisted in the Army. And here's where the story begins...

I'm at this program for those that were Navy, and are going Army. I'd been away from my family for over a month and it was starting to get to me, and the place I was then at only allowed 1 hour of free time. Not much, but gotta call the wife in that time and relay important information. So I call this one night, and she says to me, "Hello love! Guess what?! I finally got a solution to that weight issue we were having for when the Army moves us to wherever your next command is!"

Now, for those that are not military, if you are having the gov't ship your household goods to your next duty station, you are allotted a certain amount of weight depending on your rank. We were not allotted that much.

So here I'm thinking, "Sweet, did you sell the armoir? The entertainment center that's to big for our current TV? Did you sell the extra bed we don't need?"

Excitedly...emphasis on that...EXCITEDLY...she tells me, "Nope! I sold your bike!"

......

Ten minutes go by, she says she can hear me breathing, but I do not...say...one...word. Finally, I have to know, "Ok...who did you sell it to?"

"The neighbor across the street from us, he gave us a really good deal on it."

I love my wife, but when I asked how much and heard the response, I could have grabbed my weapon and shot the pay phone, praying to God that bullets could travel through a phone line to bust her in the head.

50...dollars. That is NOT a typo. Fifty, five-zero.

I told her I'd talk to her the next day after we had been to the grenade range. I didn't call her that night, or for the next week and a half. I was that pissed off. You'd think exploding grenades and firing clip after clip of an M-16, combined with beating your friends up in Combatives would help relieve some of that stress...but it doesn't. Your bike becomes part of you. When you're driving a cage and you see someone riding their bike, all you can think of is being on yours, and how fun it would be to feel that freedom. She knew I was extremely upset with her about it, and whenever she tried to apologize, I quickly cut her off until she never brought it up again.

For the next 18 months after I completed that part of my training and got to where I'm currently at, and after the family joined me, I kept dropping lines about missing my bike, how nice the weather was, how in Cali they have some of the best dunes for dirtbike jumping, etc etc.

Finally, gas prices spike sky high and I get another idea. We own a minivan with an 18 gallon gas tank. So I start to play THAT card. "Honey, you're not going to like this, I just filled up the gas in the van." Oh? How much? "80 bucks."

Imagine this going on for a few weeks until finally the total litterally equals 120 bucks to fill up the tank, and I have to use our cash card twice just to fill it up all the way. Finally, one morning, I break that price to her, and this is what I hear:

"God, we got to find a cheaper way to get you back and forth to work! Do what you have to do: get your bike, get a sma..."

That's all I heard. Three months later I was the proud owner of a 2008 Cobalt FASTER Blue FZ6.

<bows>
 
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Well hind-sight is 20/20...and when looking at it, would I want to keep my 1981 IT175? Or have it sold so that I could be miserable long enough to get a brand new 2008 FZ6? Hmmmm...yeah, that's a toughie...I think I'll stay with the FZ6!:thumbup:
 
But, if she did tell me we couldn't afford any bikes I'd make sure her horse went too. That doesn't cost anything yet as it lives at her parents but it's worth a few grand

Horses have to be the biggest money pit. I have a friend whose ex-wife had some sort of Arabian stallion. Cost money to house it, feed it, train it. They got divorced (somehow the horse was part of the cause) and he got part ownership in it as they split assets (not that he wanted anything to do with it, but it a thoroughbred so worth some bucks) and then it hurt its leg and became instantly worthless. I pray my daughter never becomes interested in those things.
 
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