There's no good option for me right now.....I suppose in general I would be master of my domain, but in reality, I ride for fun only when I don't have other stuff going on, and like Rob says, with the baby on the way (obviously I am not riding now), things will change. I doubt either of us will ever "pay" for riding, what with us both being riders, but there will be far fewer couple's outings, and many more tradeoffs....