I am in the same boat Fz6Daveg
at the beginning I was happy with preload in 3, even two up, then once I got familiar with the bike I started to push it more so 3 was not enough, 4 was better, after some time 5 was the best for spirited rides and for riding two up with some luggage ... now after 2 years and 45000 kms / almost 28000 miles 6 feels just SO SO for going solo and seven is absolutely not enough for going two up and loaded. Also the front has got softer, have in mind here that the maximum load capacity of the bike has never been exceeded.
So time for rebuilding suspension has come.
Given that I ride in every kind of condition:
- good roads
- bad roads
- spirited rides solo
- less spirited rides with passenger (thin girlfriend)
- touring rides with girlfriend no luggage
- touring rides with girlfriend and full luggage
- city rides solo
- city rides with girlfriend
- city rides with a different passenger (my not thin old man)
As you can see a springs and shocks specially prepared for a specific weight is not useful for me, it will be perfect for my solo rides, but what will happen when the bike is fully loaded

, it will be messed up and I am not planning to get crazy spending my time with infinite rebound and compression settings.
So, I will go for front hyper pro progressive springs and their recommended 15 fork oil, for the rear I will get a brand new OEM shock and replace the spring with a hyper pro progressive one.