You're more than welcome to come over and do it. Maybe when I was in Vegas you could find a reason to come visit but being that I'm in Boise Idaho now I doubt it unless you like to hunt and fish.
The point is, I'm not a mechanic and I just can't justify paying a dealership $400 when my bike is only worth about $1500-$2000.
You can't buy a new engine or a new FZ6 for $400....
I'm a professional mechanic by trade, and I hear similar arguments all the time - I can't afford XXX reapir, or the car isn't worth XXX repair. Unfortunately, many of the same people also cannot afford the expense of a new vehicle. So, in this situation, the money for the repair is money well spent.
In any case, here's an idea: find a local message board for sportbike enthusiasts. In many cases, you can find a competent shade-tree bike mechanic that will perform the adjustment for a reasonable parts and labor cost.
Here's another quick story - I rebuilt a 1982 Suzuki GS650G for my buddy that had 26000mi and the valves had never been adjusted. Compression numbers for all 4 cylinders were around 125 to 130psi. When I checked the valves, I had to drop 2 shim sizes on several of the valves to get them in spec. After the adjustment, the engine was producing around 150psi on all 4 cylinders. He got lucky because the valves were not burned and sealed well after the adjustment.
In many cases, as valves go out of adjustment, they produce VERY gradual power decreases that may not be noticeable by the average rider. However, in the end, the power decrease can be very significant, sapping over 10hp from an engine and dreacreasing the bike's top speed by over 15mph!
Please understand that I do not wish to be a d*** to you for grins and giggles - you are an MSF instructor, and your opinion on things relative to bikes necessarily carries more weight than joe average rider. Many new riders come to this board looking for solid advice, and when they hear that you deem it acceptable to neglect valve adjustments, they may assume it's ok to neglect said maintenance on their bikes.
Like it or not, you're a role model....
To prove that I'm not an acerbic horse's a**, if you were ever in my part of town, I'd offer to do the adjustment for you for FREE - all you have to do is buy the necessary shims.