Rider Insurance !?!

[Fz672110]

Statefarm was the first one I called, and the first to tell me they couldn't insure me. I guess they wanted a longer driving record. I had only been driving 2 years at the time and I believe they wanted 3. O well. I felt like I was saving big bucks after all those crazy quotes I got, but then I hear about you guys paying for a whole year with a couple hundred dollars. Lol

 

[cmantis]

Take a motorcycle safety course, your premiums will even be less since you would be eligible for extra discounts.

Yeh ive taken a few but not in the last three years as required. Maybe ill go visit erci this weekend and see if he'll sign off...

 

[VEGASRIDER]

Discounts only last for about a year max, then it expires. You must continue to take some type of class, most likely an advanced class in your case and resubmit a new completion card to them. Here in Idaho, the Idaho Stars (State Motorcycle Safety Program) has 1/2 day classes as low as $35, so it's a no brainer. Spend $35 and receive up to a 30% discount on your insurance premiums, you come out ahead.

 

[Druff]

Progressive have best rates for me but I insure 3 bikes through them but funny enough not my truck. State Farm have my truck but want double for the bikes than Progressive. Never had to file claim so I can't speak to the coverage but the price's can't be beat around here.

 

[FIZZER6]

I wonder if I should lower deductibles from 500 to 250. Does being a home owner give you a discount? I told them I wasnt because I dont live in the house I own.

Unless they insure the house you own, probably not but will defer to those more in the know. I haven't worked in the insurance world since 2003 and even then, I was in IT.

I can't speak for all insurance companies but for mine with Progressive I am getting an insurance discount for owning a home, even though I don't have my homeowner's insurance through Progressive. I also get a discount for 5 year clean driving record and being married.

On a risked based assessment the assumption is that homeowner's are probably more responsible than renters. Same with married people.

 

[2nd childhood]

I've got Dairyland insurance with upped medical, roadside, and whatever else is thrown in there. I pay $90 a month. I'm 18 and couldn't get some to even consider insuring me because of age. Geico wanted $250 PER MONTH. Anybody know when I can expect it to be reasonable?

Dunno about bike insurance, but for car insurance, the "magic" age was 25.