ive had my fz for a few months now, and having ridden bikes my whole life, i was surprised to feel the clutch on this bike and to hear that its 'normal'. the clutch was the one thing i didnt like about the fz.
BUT, as was mentioned earlier, another member, killernoodle, modifies the lever on the engine case to change the pull and friction zone. for $50, he reworks your parts. i just got mine back (the finish is fantastic) and installed them. the difference is night and day! the clutch is now very smooth and easy to pull. the friction zone is wider and in a more normal spot within the lever travel. the lever is also adjustable, so you can fine tune your friction zone.
i cannot recommend this mod enough! it will be the best $50 spend, hands down. look for his thread about clutch levers in the 'mod' section. you will not be sorry.