outasight20
Junior Member
The ninja isnt even an option for me.. i was quoted for 4000 a year for full coverage... that is waaaaaaay too much for me when i would try to pay that much for the bike it self..
That is absurd. Try getting a quote on a pre-2008 Ninja 250. These years of the Ninja 250 were actually designated EX250 which in many cases will lower the insurance rates tremendously just because it doesn't include "Ninja" or "R" which will automatically make insurance companies cringe.
I know that I pay more for insurance on my FZ6 than I did on my 2003 Ninja 250. I find it hard to believe that you would be quoted more. But it may be because the newer models (2008+) are designated "Ninja 250R".
Finally, the FZ6R is a better starter bike than the FZ6, but is still very powerful for a beginner. The good thing about the 250 is you can accidentally gun it and not be catapulted off the back of the bike. If you are riding along at 7K RPM in first gear on the FZ6 and you accidentally give it too much throttle, you would be surprised how quickly it will spit you right off.