How much do you pay for insurance?

[lukaledoux]

I pay $2080/yr with TD. That is by the far the cheapest I have found so far. Most companies are over 3000$.

I'm also being told by some that the FZ6 is on their prohibited list.. I have a hard time believing that it belongs on that list with the R6s and the CBRs.

I'm 22, clean driving record.

 

[justaguy]

$17 a month full coverage including medical from Geico with a clean driving record and $100 deductible

 

[iviyth0s]

Progressive: $196.00/yr basic as it gets

25/yr old with one accident (at fault) within 3 years

I miss my Nin250's $84/yr

 

[bdevries]

Wow.. I thought I had an amazing deal at 900 a year full coverage for a 25 year old.. Apparently not.

 

[mrphotoman]

my insurance on the ninja was $696/yr with state farm, I just switched to american modern because they quoted me $340/yr.

 

[kananaskis]

I am 490 a year for full coverage in Southern Ontario for a 04 FZ6... Insured with TD Primmum... Ride an average of 20,000 KM a season. Clean record

 

[I JET]

$1000 a year for full comprehensive insurance here in Australia for my KTM 1190. I'm 27. After 30 years of age our insurance price drops off quite a bit. It was $1600 a year when I had my S1000RR last year.

 

[FZ09Bandit]

My insurance was going to triple when I got the fz09 (pun intended) but I used another insurance company. 50$ a month,

 

[erburtt]

I pay $2080/yr with TD. That is by the far the cheapest I have found so far. Most companies are over 3000$.

I'm also being told by some that the FZ6 is on their prohibited list.. I have a hard time believing that it belongs on that list with the R6s and the CBRs.

I'm 22, clean driving record.

How long have you had your motorcycle license? and do you have a car on the policy with it?

I'm 23 (turning 24) been licensed since 2011, and my premium is less than half yours with TD

 

[bdevries]

How long have you had your motorcycle license? and do you have a car on the policy with it?

I'm 23 (turning 24) been licensed since 2011, and my premium is less than half yours with TD

I just did a quote online with a clean record and 25 years old and got $2,226. How is yours so cheap?

 

[erburtt]

I just did a quote online with a clean record and 25 years old and got $2,226. How is yours so cheap?

lol this has come up before, okay so I just did a quick online quote this is the result


(I made up my name and number and email, other than that all true)

Details:
Date of Birth: July 1990
Marital Status: single
Professional Associations: Queens University
License: M2...since April 2011
Years insured: 2
Address: Belleville, ON
Bike Value: $4000
Mods: No
Riding for work: No
KM/year: 10,000

I cant think of anything else I had to fill out, Only thing left out is my discount for having my car on the same policy...

Soo I dunno what to tell you

 

[iviyth0s]

I just did a quote online with a clean record and 25 years old and got $2,226. How is yours so cheap?

lol this has come up before, okay so I just did a quick online quote this is the result
PICTURE!

(I made up my name and number and email, other than that all true)

Details:
Date of Birth: July 1990
Marital Status: single
Professional Associations: Queens University
License: M2...since April 2011
Years insured: 2
Address: Belleville, ON
Bike Value: $4000
Mods: No
Riding for work: No
KM/year: 10,000

I cant think of anything else I had to fill out, Only thing left out is my discount for having my car on the same policy...

Soo I dunno what to tell you

My god! I feel bad for you guys up there when 1,214/yr is cheap! I'm mad and I'm not paying even 1/5 of that! (though I wouldn't mind some of that healthcare...)

 

[MakersTeleMark]

$72 for 12 months. No comp. I figured if I screw up, I shouldn't be riding, or that is a message to not ride, or I won't be riding, just healing on their dime.

Drop in the bucket. Got some new luggage today to compensate.

 

[seacliff]

I just did a quote online with a clean record and 25 years old and got $2,226. How is yours so cheap?

Don't trust online quote, mostly for bikes. Call them, you'll get a better price then this.

As for me, paying about 300/year in Quebec (haven't received my renewal yet). I'm with intact.

 

[erburtt]

Don't trust online quote, mostly for bikes. Call them, you'll get a better price then this.

As for me, paying about 300/year in Quebec (haven't received my renewal yet). I'm with intact.

Over in Quebec you don't have the "no fault insurance" though, that's what's driving our rates in Ontario up so high, "If I get hit and its 100% the other drivers fault MY insurance company is the one who has to pay for everything

 

[iviyth0s]

Over in Quebec you don't have the "no fault insurance" though, that's what's driving our rates in Ontario up so high, "If I get hit and its 100% the other drivers fault MY insurance company is the one who has to pay for everything

That's ludicrous!

 

[QwickFliCk]

I just got Allstate ins. Paying 66/month for 3 bikes two full coverage one just liability. $500 deductible, $10000 medical coverage n $3000 parts coverage n death coverage(god forbid *knock on wood*)
I'm 22 have 1 nonfault accident and 1 at fault, 2 points on my license, live next to the bronx, ny

My trick is either canceling my insurance or switching back n forth from progressive, geico, and dairyland every year... it's a business n these insurance brokers want ur business so they will drop the price...last year I was paying $92/month w progressive only $5000 medical n no death coverage

 

[dpaul007]

I'm at $75/year for liability only with Progressive. Theft isn't an issue where I am and if it gets wrecked/broken/damaged, the money I saved on insurance over the years will pay for whatever needs fixing.

 

[seacliff]

Over in Quebec you don't have the "no fault insurance" though, that's what's driving our rates in Ontario up so high, "If I get hit and its 100% the other drivers fault MY insurance company is the one who has to pay for everything

The real difference comes from Quebec having two seperate set of insurance. Liability and physical damage.

Personnal insurance only cover physical damage and the plate covers the liability parts. That would be why our plates are so damn high (560 for an FZ6).

in total, the price range are roughly the same.

 

[lukaledoux]

How long have you had your motorcycle license? and do you have a car on the policy with it?

I'm 23 (turning 24) been licensed since 2011, and my premium is less than half yours with TD

I have been licensed since October 2012. I ran a couple scenarios through the TD quoter. If I increase my age by a year it drops 300$, and if I say I've been licensed since Oct 2011, it drops another 200$. So its probably just a time thing. I don't have any other insurance with them so I also lose that discount. The quoter from TD is very accurate, calling them doesn't change anything unless you missed any details.