THIS!!! If you're gonna go the new side pod route (another term you'll hear them called around here), DO NOT pay for it yourself. I don't care if your brother is 10 or 25. If he's too young to have a job then take it out of his allowance, but don't pay for it yourself.
And I'm like Wolfman. I hate scratches, but they do inevitably happen (especially on a black bike). Wait until you've had it for 4 1/2 years like I have. LOL. I baby the heck out of mine and I've still got a few little scratches here and there.
I can still remember the first one, too. I was working around the handlebar area and forgot the wise idea I'd seen mentioned here if you're doing that...namely, put a towel over the tank so if you drop a wrench or socket, it won't hit the paint directly. I didn't do it that particular time (the first time I hadn't put a towel on the tank) and what did I do? Dropped the socked right on the tank. CLANK! Luckily, it didn't chip the paint, but it did put a little scratch and I was so pissed at myself. But, now I just chalk it up to character. :thumbup: