When I took the MSF there was a chick in the class that had never ridden a bike before in her life. A couple days before the class she went out and bought a brand new HD and all the accouterments that go along ($$$). It was sitting in her garage waiting for her to finish the class and get her permit. On the first exercise of the class, where you straddle the bike and walk it across the parking lot slipping the clutch, she dropped the bike (MSF bike, not the harley). And that was all it took....she burst into tears, declared she was never going to ride again and walked off. That story is why I recommend the MSF class to everyone who tells me they are thinking about getting a bike.