Yea, that's way too close.
You don't have to pull the clutch cover.
* Take note (mark) the top of the vertical shaft AFTER REMOVING THE upper circlip.
Now, un-hook your clutch cable from the lower lever.
Rotate the lower clutch "arm/lever" COUNTER CLOCKWISE probably 2-3 splines from the main vertical shaft.
(We're trying to get the lever in the correct position, eventually the marks will tell if it IS correct).
Put pressure (just by hand) on the lever inwards (as if engaging the clutch). The marks above should line up on
the case and lever, If not, re-adjust another spline (one way or the other).
Those marks should line up with the clutch at rest, cable adjusted correctly.
Your now going to have to re-adjust all the play out of the main clutch cable.
Agreed, it shouldn't hurt anything running like that, except your about out of adjustability..
**AND, "measuring wise" we both measured the same to the moveable end of the cable "clip", BUT, I measured to the BRACKET BOLTED to the block, NOT the end of the cable (a difference of maybe 3mm's)