imho, ride what you want. No two riders learn the same, no two people are the same. If you have confidence in your ability, then exercise it. I believe with that confidence you also will ride with a humble attitude and be prepared for sticky situations that will come up. The MSF course is a...
I do lane split at night this time of year (it's dark at 5pm on the west coast), generally i don't do anything differently than if splitting during the day. I don't assume anyone sees me during the day, so it's no different to assume nobody sees me during the night.
I've seen/heard of...
Avoid chapter 11 at all costs... yeah your interest rates suck hard... and the lease isn't going to be easy to get out of. The quickest way for you to cut debt is to painfully ditch the bike. Refi the rest of the loan into a personal loan through your local credit union to the -highest-...