Had a horse spooked by my gs 500 last year, despite going slow and giving it heaps of room it bolted and tossed the girl riding it. Wondered why she would venture out on the road on a horse that was obviously not stable [no pun intended].
I will stick to something safe like a motorcycle.
Guess the only way to be sure your bike wont get crashed by some else is to not lend it.Its hard to say no to a good friend or relative but if you think they are not someone competent [or they are stupid] then no dice.