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so. how exactly does that work? is it basically like a debt card where you are just taking the money directly out of the card or do you use what you need then pay it off at the end of the year through your savings account?? I'm confused... :confused:

So, pass on the bike and miss an excellent bike? The other thing is, in michigan the best time to buy a used bike is in the fall/winter because everyone who's getting rid of their bike does so when they can't ride it... So miss out on the great deal, save up 2600 and then still not have enough...

So one of my original questions is still un-answered... If the co-signer has loans out for other things that add up to quite a bit... does that reflect on the approval process? Or do they only look at the persons credit? Because my mom has loans out for my school and the family RV that total...

I'll just go in with a gun and tell them I want a loan... that might work best... :sinister:

so an option would be to get a credit card say for 3000 then pay the 2600 for the bike then just pay the monthly credit card payment? wouldn't that be easier to do for such a small amount then to take out a loan? :confused:

so do they also look at my moms outstanding loans as well to see if they will accept the loan... because she has a loan out for my school and our RV which adds up to a nice chunk of money... does that matter to the lender?

well i currently have no credit... no debits... no credit cards Im 20 almost 21... and i've been working my job for a little over 3 months... the no credit is the reson for the co-signer but does it matter how much debit they have (loans they have) or do they only look at their credit...

I'm looking at using a bank locally but I need to find one that is actually ok with giving loans out... I'm just going to sit down with my parents this weekend and see what options I have because I really don't want to loose this bike because of the stupid bank not giving me a loan for it...

I don't get how its so hard to get a loan for $2,600? really for 2 years worth of payments its going to be able $116 a month... I make more then that a week were I work... and not only that but I might even move it up to 3 years which is only about $81 a month... someone working a taco bell...

No harm intended :thumbup:

the only problem is in my area the banks / credit unions aren't giving out any loans for anyone... thats why I'm looking into the online loan agencies... :rolleyes:

it does... lol JoeRocket.com translucent colors :thumbup:

I see them in the corner waving the ban stick around :eek: :spank:

Hey I was wondering If any of you have used an online loan agency to buy/pay for your bike?? I'm looking at using one to get the bike in my other post http://www.600riders.com/forum/fz6-general-discussion/10082-damaged-fz6-2-600-good-deal.html I was just wondering if you guys used any and if...

So come to find out I can't find anyone to give me a loan even though I have excellent credit and job to pay for it... So I asked if he would save it until I found a way to pay for it but who knows with how our economy is going right now... f*ck the government :spank::Flip: just let me get this...

:welcome: don't forget the welcome :spank:

Thank you kind sir :thumbup: remember don't be a :squid:

I don't care what your opinion is or the next guys... Just don't verbally attack the other members and the whole barrack hussein thing... that is unnecessary... I don't care who your voting for or why but I hate it when people start to use improper language and verbally abusing each other over...

Great Helmet YouTube - The Helmet Harbor talks about the Sparx

Calm Yourself... I don't care if you want to talk politics but leave the verbal attacks on the other members out of it... reported AGAIN :ban: