fb40dash5
Junior Member
What is collision and why is it extra?
Sent from my HTC Desire S
Collision covers your bike if you wreck it and it's your fault. Comprehensive covers anything else that may happen to it, like theft or a tree falling on it.
I figure the odds of an insurance company covering a sporty bike for, say, 5 years, and NOT having to pay out a collision or comp claim are pretty bad in a lot of areas in the states. Doesn't take much real damage to total most bikes, so the coverage is relatively expensive. My parents have a Honda scooter that was $100 or so from totaled out just off fairing damage from a low-speed laydown.